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Business Loan

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Business Loans

Mudra Capital OnSpotFinecare understands that each business has unique financial needs. We take great pride and effort in ensuring that business owners and entrepreneurs meet their business goals by offering them the best possible financial solutions. We work hard in ensuring customer convenience so that you can focus on growing your business while leaving the financial aspects to us. To this end, we have designed an end to end digital process so that you can apply for a business loan from the convenience of your home, anytime and anywhere.

Based on the information you provide on your online small business loan application, we provide you with solutions that best fit your needs.

Whether you are planning expand your business or starting up a new enterprises, Mudra Capital OnSpotFinecare has a wide array of unsecured solutions of up to `50 lakhs* to support you. Our flexible solutions help you take care are not just your capital requirements but also short-term and working capital needs towards everything from buying or replenishing inventory, to purchasing equipment, to office expansion, to business marketing, and even paying for additional staff. With over a decade of experience serving small business owners, we atMudra Capital OnSpotFinecare strive to provide the best business loans in Indiaas per the requirement of every unique customer across various sectors including retail, e-commerce, and travel.

Documents required for a Business Loan

At Mudra Capital OnSpotFinecare, documentation for business loan application involves basic KYC documents (PAN, Address proof), Bank Statements and business documents. Here is a list for your quick reference.

  • Recent photograph

  • Valid Identity Proof such as PAN card, Driving License

  • Valid Address Proof such as Electricity bill, Passport

  • Bank statements

  • GST or ITR

  • Income proofs

  • Proof of Business existence (like Certificate of Incorporation, etc.)

For a more complete list, please visit the Business Loan Documents page or speak with our customer care representative.

How to apply for a Business Loan?

To apply for business loan online, visit Mudra Capital OnSpotFinecare’s Apply Now page to start the application process.

  • Click on Business Loan or SME Loan based on your requirements.

  • Enter the information requested and upload the necessary documents.

  • Enter the loan amount and select tenure

  • Based on the information you enter, you will be given an instant decision – that is, you will be informed immediately if the organisation will consider your application going forward.

  • If yes, you will be given a reference number. Please save this number for future communication.

  • Mudra Capital OnSpotFinecare representative may get in touch with you for any further information that may be required.

  • Your loan application will go through various stages of verification, which also includes verification of all documents as well as physical address verification & document collection.

  • After verification is complete, you will be given a customised offer on the loan amount as well as the rate of interest.

  • Post approval, the loan amount will be disbursed to your bank account.

*Terms and Conditions apply

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