Primarily Chandigarh and by extension Punjab is known as the agricultural capital of the country. However, it is quickly becoming one of the fastest developing smart cities in India and boasts of a burgeoning upper-middle-class population.
Thus, if you are a salaried or a self-employed individual and are looking for a personal loan in Chandigarh, you have come to the right place. Mudra Capital OnSpotFinecare offers personal loans customised to the needs of every individual.
With a personal loan from Mudra Capital OnSpotFinecare of up to Rs. 25 lakhs, residents of Chandigarh can now fund weddings, medical bills, home renovations, higher education or even consolidate debt.
Here is a list of the basic eligibility criteria to apply for a personal loan at Mudra Capital OnSpotFinecare:
You must be a residing citizen of India at the time of application
You must be between 21 to 60 years of age
You must be an employee of either a public sector enterprise or registered private limited company or be self-employed
To get a Personal loan for salaried, you must have a minimum monthly income of Rs. 20,000
For self-employed individuals or businesses, the eligibility will depend on the minimum annual profit post-tax and also basis profession and industry
You can also determine your eligibility by using the Personal Loan Eligibility Calculator on the Mudra Capital OnSpotFinecare website. If you meet these criteria, the next step involves providing the documents to verify the information that you initially submitted. Here is a list for your reference.
The loan application form duly filled and signed
Proof of identity with the help of government-approved IDs such as a Voter ID, Passport, Aadhar Card, PAN Card, etc.
Proof of address via any one of the documents like your Passport, Aadhar Card, Voter ID, Bank Passbook or Statement, Rent Agreement, Utility Bill, etc.
Proof of age can be verified through your Passport, Voter ID, Aadhar Card, School or College Admit Card, etc.
Salary slips for the last three months (if you are a salaried individual) or audited financial and income statements (if you are self-employed). Bank statements for the last six months
Form 16 or Income Tax Returns
